Daraz.pk, the largest online retailer in Pakistan, has brought yet another exciting offer for those who can’t afford expansive items on full payment. The online retailer has joined hands together with Standard Chartered Bank to bring ‘Daraz Aasan Instalments’ to their customers.

As claimed, this initiative could shake up the country’s e-commerce market and attract a wave of new customers to the website.

In a statement, Daraz MD Zain Suharwardy said: “Daraz Aasan Instalments provides customers with further payment options to suit their needs when shopping on Daraz with ease and convenience; this initiative is part of boosting customer experience and could signal huge changes for the online retail industry.”

Mr. Shezad Arif, Head of Retail Banking said, “Standard Chartered Pakistan, consistent with our brand promise of being Here For Good, is keen on building long term alliances with reputable partners, leading to synergies and value addition for our card members. The added benefit to our credit card offering is a tremendous achievement that reflects well on the commitment and success of both Standard Chartered and Daraz.”

Down Payment

Unlike other instalment offerings in the market, where customers need to pay a significant amount as down payment, processing fee and interest on top, Daraz Aasan Instalments comes easy, with no processing fees, no down-payment and no monthly interest!

The new online financing option provides customers the opportunity to shop affordably. The zero-cost easy monthly instalment allows customers to shop through over 100,000 products available on Daraz and pay in 3, 6 or 12 equal monthly instalments.


Who Can Avail?

The scheme is currently available on SCBPL credit cards and can be availed from the convenience of your smartphone. It is applicable on all products and categories available on Daraz.pk, with cart value equal or above Rs 10,000.


Visit Daraz.pk AI page and choose your desired product. Keep in mind that Daraz Aasan Instalments is valid up to May 24, 2017.


Is there any mark-up, processing fees or down payment on Aasan Instalment?

This is a zero cost facility. This means, AI (Aasan Instalments) does not have any mark-up, processing fee, down payment or any other hidden cost attached to it. You may use the AI facility without any additional cost.

Is Daraz AI powered by SCBPL available on all products and all categories?

Daraz AI offer is available on all Daraz products and categories with total cart value amount equal or more than Rs. 10,000.

Can I return my product if I bought it on Daraz AI?

Yes, Daraz return, refund & cancellation policies will apply to your products purchased on Daraz AI.

How does Daraz AI powered by SCBPL work?

AI (Aasan Instalments) transactions are based on your approved credit limit on your SCBPL Credit Card. Your total cart value amount should be equal or less than the approved credit limit for a successful AI transaction. You can use the AI calculator to see your monthly repayments.

Your credit card will be blocked by the total cart value amount. Please note, you will only be billed the instalment amount in your credit card bill, based on your preferred instalment tenure.

Is AI also available for customers of other banks, besides SCB?

Currently, Daraz AI is only available for SCBPL customers. Very soon we will be launching this facility for all major banks of Pakistan. Please keep checking Daraz’s AI page for updates.

Can I book this instalment plan for any tenor?

This offer is available for tenors of 3, 6 and 12 months only.

How long is this promotion valid for?

This promotion is valid till 24th May 2017.

How long will it take for the transaction to be converted into an AI plan?

The conversion of purchase to Aasan Instalments may take up to 3 working days.